ONE Finance Login 2023 |


ONE Finance Login 2023 |

ONE Finance Login: How To Access Your Account Online

One Finance, also known as "One," is an online-only nonbank financial institution that depends on a partner bank with FDIC insurance. One Finance, also referred to as "One," is a nonbank financial company that only operates online and is supported by a partner bank that is covered by the FDIC. However, you can access and manage your account online thanks to the One Finance Login portal. With just one account, you can easily spend, save, and organize your money.

To earn high-interest savings and better manage your money with Pockets, you can also download the One Finance app. No minimums or fees. Your credit score will not be affected by opening an account.

What You Should Know About One Finance

In the traditional sense, One Finance is not a full-service bank. Instead, online banking enables users to manage all of their finances through a single account. The account has no monthly fees and provides the chance to earn high APY.

One Finance uses a single bank account to conduct business rather than providing various account types. Accounts come with pockets so you can manage your money in a number of different ways. One account automatically has a Spend (checking), Save (savings), and Auto-Save (high-yield savings) pocket. However, customers are free to create as many pockets as they like, which can assist with budgeting and saving objectives.

For those who adore the idea of keeping all of their money in one bank account, One Finance is a good fit. People who frequently use a debit card for purchases or intend to set up direct deposit should consider it as well because those actions generate high-yield interest. It's a good option for those who want to raise their credit score without getting a secured credit card because of the Credit Builder feature.

Having multiple savings and budgeting pockets under the same account, despite its contemporary features and promises of simpler money management, may involve more work than having separate bank accounts for each purpose. However, if you use its Auto-Save features, it might be as simple to use as claimed. Regardless of how promising One Finance seems, you should always compare bank accounts to find the one that best suits your needs.

How To Apply for a ONE Account

You can download the One Finance app here and select Join ONE from the Get Started page to apply for a ONE account. During the application process, you might have to upload a picture of your most recent government-issued ID. Please have this ready as you begin your application.

When you apply, you will need to provide your full legal name, U.S. physical address, date of birth, Social Security number, phone number, email address, and possibly a copy of your government-issued photo identification or a utility bill.

ONE Finance Login Steps

If you have an online account with ONE Finance, that means you can log in anytime. It’s easy to access your online account, and just like on Facebook, you will need your login details. However, if you already have your login details, follow this step-by-step process to log in to your online account:

Go to

Enter your email and password and select "Sign in." After you enter your login information correctly, you will be taken to your online account.

How To Reset Your ONE Sign-in Password

Whether you forgot your original password or just want to change it, follow these steps to change your sign-in password:

Open the ONE Finance mobile app or visit the ONE Finance login page:

  • Click on Forgot Password
  • Enter the email address associated with your ONE account
  • Check your email for a message from ONE
  • Select Click here in the email
  • Enter your new password, which must contain the following:
  • At least 8 characters
  • At least 3 of the following
  • Lowercase letters (a-z)
  • Upper case letters (A-Z)
  • Numbers (0-9)
  • Special characters (ex. @#)
  • Click Reset Password
  • Password changed!

Contacting ONE Customer Service

One Finance Customer Service is there to answer any questions you may have about your account. They offer an array of options to reach them. Please pick the option that works best for you.

You can access the ONE Knowledge Center 24/7/365 by clicking here


Currently, they are staffed Monday through Friday from 8 am to 5 pm PST.  


By clicking the "Submit a request" link above or by clicking here, you can send us an email.


Call them at (855) 970-1919 from 8 am to 5 pm Pacific Standard Time, Monday through Friday.


Through their support widget, chat is accessible M-F from 8 am to 5 pm Pacific Standard Time.

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